Legal

Disclaimer

Effective date: April 8, 2026 · Last updated: April 8, 2026 · Website: threatmanifest.com

1. Informational Purpose Only

All content published on threatmanifest.com — including articles, guides, framework references, checklists, certification guides, architecture diagrams, and any other material — is provided for informational and educational purposes only.

Nothing on this site constitutes professional advice of any kind, including but not limited to legal advice, regulatory advice, financial advice, or information security consulting advice.


2. No Compliance Assurance

Content on this site relating to compliance frameworks — including SWIFT CSP (CSCF v2025), PCI DSS (v4.0.1), ISO/IEC 27001:2022, SOC 2, NIST CSF, and others — is written to help practitioners and organisations understand framework requirements. It does not constitute:

  • A formal compliance assessment or audit
  • Certification of compliance with any framework
  • A guarantee that following guidance on this site will result in a compliant outcome
  • A substitute for a qualified independent assessment conducted by a certified professional

Compliance outcomes depend on the specific circumstances, systems, processes, and evidence of each individual organisation. General guidance cannot account for your specific environment.

Framework requirements change. All framework versions are stated throughout this site. Always verify against the current official documentation — SWIFT, PCI SSC, ISO, NIST — before making compliance decisions. Threat Manifest is not responsible for decisions made based on outdated framework content.

3. No Professional Consulting Relationship

Reading content on this site, subscribing to the newsletter, or submitting a consulting enquiry does not create a professional consulting relationship between you and Threat Manifest.

A formal consulting engagement only exists when both parties have agreed in writing on scope, deliverables, fees, and terms. Until that written agreement exists, no advisory duty, fiduciary duty, or professional obligation exists on the part of Threat Manifest.


4. Personal Security Content

Content in the General Security section of this site (device security, scam awareness, privacy tools) is written for a general audience and reflects best practices at the time of publication. It is not a guarantee of security outcomes.

Cybersecurity threats evolve rapidly. Steps that are effective today may be insufficient against future threats. Threat Manifest is not responsible for any security incident, data loss, financial loss, or other harm arising from following or not following guidance published on this site.


5. Accuracy and Currency of Information

We make reasonable efforts to ensure that content on this site is accurate at the time of publication. However:

  • Framework requirements, regulatory guidance, and security best practices change frequently
  • Tool recommendations, affiliate products, and third-party service descriptions may become outdated
  • We do not warrant that any information on this site is current, complete, or free from error

Publication and last-updated dates are shown on all articles. Always check the date before relying on time-sensitive content.


6. Third-Party Content and Links

This site links to external sources including official framework documentation, regulatory bodies, tool vendors, and reference publications. These links are provided for convenience only.

Threat Manifest does not endorse, warrant, or take responsibility for the accuracy, availability, or content of any external site. We are not liable for any loss or damage arising from your use of or reliance on any linked external resource.


7. Affiliate Products

Some articles on this site contain affiliate links to third-party tools and services. Threat Manifest evaluates these tools independently before recommending them. However, we make no warranty regarding the performance, security, or suitability of any third-party product for your specific use case.

Purchasing a product through an affiliate link is entirely at your own discretion. We are not responsible for any outcome arising from your use of a third-party product, regardless of whether it was reached via an affiliate link on this site.


8. Limitation of Liability

To the fullest extent permitted by applicable law, Threat Manifest, its operator, and any contributors shall not be liable for any loss or damage of any kind arising from:

  • Use of or reliance on any content published on this site
  • Compliance decisions made based on content from this site
  • Security decisions made based on guidance from this site
  • Use of any digital product purchased from this site
  • Use of any third-party tool, service, or product linked or recommended from this site
  • Any inaccuracy, error, or omission in any content on this site
This limitation applies to direct, indirect, incidental, consequential, and any other form of loss or damage, whether or not Threat Manifest was advised of the possibility of such damage.

9. Governing Law

This Disclaimer is governed by the laws of Bangladesh. By using this site you agree that any dispute arising from your use of this site or reliance on its content will be subject to the exclusive jurisdiction of the courts of Bangladesh.


10. Contact

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